FINANCING AND INSURANCE

Know what it costs before you sit down

We are in network with a wide range of HMO and PPO plans, and we check your cover before your appointment so the estimate you see is the one you pay.

Patient checking in at the reception counter
30 HMO AND PPO PLANS ACCEPTED
ESTIMATES IN WRITING BEFORE TREATMENT
HOW BILLING WORKS HERE

No surprises at the front desk

The office manager handles the claim for you. You are told the number before treatment, not sent it afterwards.

01

Bring your card

Give us your plan details when you book and we check your cover before the appointment, not after it.
02

See the estimate first

Treatment is presented with what the plan pays and what is left to you, in writing, before anything starts.
03

Choose how to pay

Settle on the day, or ask the front desk what payment arrangements are available for larger treatment.
FINANCING

Work out a monthly payment

Set the slider to the treatment figure you have been quoted and choose a term. The result is the amount split evenly across those months on an approved 0% APR plan.

Treat it as a guide rather than an offer. The arrangements actually open to you are confirmed at the consultation, once the plan and your insurance portion are known.

TREATMENT AMOUNT $4,000
$500$20,000
TERM
ESTIMATED MONTHLY
$167 24 months at 0% APR
$4,000 total
PLANS WE ACCEPT

Insurance accepted at Talega Dental Group

If your plan is not listed, call the office and ask — out-of-network claims can often still be filed on your behalf.

Delta Dental
Cigna
United Healthcare
Aetna
Guardian
MetLife
Humana
Principal Financial Group
GEHA
Ameritas
Careington
United Concordia

Not listed, or unsure what your plan covers? Call and the front desk will check.

9
HMO plans
Delta Care
California Dental Network
Aetna
Guardian
Carrington
Liberty Dental
Safeguard
Anthem Blue Cross Blue Shield
Metlife
21
PPO plans
Delta (every state)
Cigna
United Healthcare
Ameritas
Standard
Carrington
Liberty Dental
Tricare
United Concordia
Guardian
Anthem Blue Cross Blue Shield
Metlife
UFCW
Union Plans
Mutual of Omaha
GEHA
Lincoln Financial
Principal
HMSA
Humana
Aetna
IF YOU ARE NOT INSURED

Treatment without a plan behind it

Plenty of our patients pay for their own care. Tell us at the consultation and the plan is built around what matters first, so urgent work is done and the rest is staged rather than presented as one bill.

Ask the front desk what payment arrangements are open to you before you commit to a course of treatment.

BILLING QUESTIONS

Insurance, answered plainly

The office manager can check your specific plan on the phone before you book.

Will you check my cover for me?

Yes. Give us your plan details when you book and we verify the benefits before your appointment.

What if my plan is out of network?

We can still treat you and file the claim. The estimate will show what the plan is likely to reimburse.

Do I pay on the day?

The patient portion is due at the appointment unless something else has been agreed with the front desk in advance.

Can I get an estimate before committing?

Every treatment plan is presented in writing with the plan portion and your portion set out separately.

Does insurance cover Invisalign?

Some plans include orthodontic benefit and some do not. We check yours specifically rather than quote a general figure.

Is my unused benefit carried over?

Most dental plans reset each year and do not roll over, so treatment already planned is best finished before the year ends.